This is a guest post by Miss S. Market, virtual journalist from the DividendLife Journal.
December 30th, 2016 – Detroit.
Today’s temperature in Detroit opened higher before edging lower Friday morning, the last day of the year, as the climate looked to end a two-day skid. Temperatures haven’t had a three-day losing streak since the last time this happened.
Continue reading “Temperatures edge lower at beginning of last working day in 2016”
Alright so it’s not really up there with one of Lord Blackadder’s dastardly schemes. But my plan is to renumber my future budgets so that I can easily tell which year each one is for. For 2017 I’m going to call it version 17.0 which shares the same number as the year. Cunning or what? I may need to modify it in six months, in which case it’ll be revised to 17.5.
Continue reading “Budget 17.0 – updating my budget for 2017”
Seeing that I make my fair share of irrational decisions, I was curious about why I do that. Dan Ariely, a Professor of Psychology and Behavioral Economics at Duke, explains some of our irrational behavior in his book, Predictably Irrational. It was on offer this month for the princely sum of $1.99 (Kindle edition) so I treated myself. Otherwise your local library may have the book for free.
Continue reading “Predictably Irrational – the hidden forces that shape our decisions”
The word budget typically has a negative connotation to it. After all, it’s a restriction to a limited resource (money). A budget is really just one tool in the personal finance toolbox for following a plan. But if money is limited, how can you budget for happiness?
Continue reading “How can you budget for happiness?”
An investment portfolio can be like soap – the more you handle it, the smaller it gets. Be that as it may, I adjusted my target Income Fund asset allocation this month and sold some investments. Read on for the details.
Continue reading “Updating my Income Fund asset allocation”
I decided to make some significant changes to my Emergency Fund this month. Here’s my reasoning and decision, plus an updated section to my Charter describing my new plan.
Continue reading “The beginning of the end for my Emergency Fund…”
My November 2016 monthly summary follows on from my November income fund update and shows spending / savings during the month. November had some ups and downs: a hospital visit, a damaged car plus a surprise work bonus. So what are the numbers?
Continue reading “November 2016 – monthly summary”
It’s time for my November Income Fund update for 2016. It was a good month for the stock market as a whole, despite the unexpected US election results.
Continue reading “November Income Fund update”
The UK Dividend Champions December 2016 edition is now available at DividendChampions.UK.
December was another month with a net loss of three companies reducing the current list membership to 256. Three 25-year champions increased their dividends for another year however.
Continue reading “UK Dividend Champions December 2016 Update”
On the way home from the hospital last week, we stopped to have a celebratory brunch at the International House of Pancakes. This time we went a bit overboard! Here’s the story of my $1,227 pancake breakfast.
Continue reading “My $1,227 pancake breakfast”