It’s hard to believe that January has come and gone already, but it has. It’s been a cold month too – a couple of days it was 6 degrees F (-14 C) as I drove to work. I’m not able to process temperatures that cold – I mean six degrees … really? That’s not a temperature, it’s a shoe size! Anyway it’s another month closer to summer and it’s time to see if Financial Independence is another month closer too.
December is usually a quiet month for us in spite of the Christmas holidays. The stock market hasn’t been as quiet however with a drop on the last day of the year erasing most of the gains for the month. I know you’re desperate to know if I moved forwards or backwards on the path towards Financial Independence in December so let me get on with the report. Caution: Three monthly records (♥) were broken in the writing of this email…
I’m settling back into my usual routine now that I’m back after my recent trip to the UK, and it’s time to see if I major another step towards Financial Independence last month in November.
November was the month of low oil prices as a result of OPEC decisions and the stocks of oil companies such as XOM and CVX dropped quite a bit as a result, since they make less profit when oil prices are low. Chevron in particular took a big hit and my position there is currently showing a loss.
October was quite the rollercoaster ride with the S&P 500 losing nearly 8% of its value from its high on September 18 to October 16. It then went and promptly regained the losses, ending the month at an all time high. Aside from that drama there was little excitement in my world – so here’s my net worth update and progress towards my goals, October 2014 style!
September’s usually a good month for dividends and this month wasn’t any exception. Here’s my summary of the month of September.
It’s Labor Day today, a holiday dedicated to the social and economic achievements of American workers. It’s also another day closer to Financial Independence.
Kings of Leon came to our part of the world last night as part of their Mechanical Bull Tour, and we went to see them as a birthday present for Ms DL. The concert was at an open-air stage, it was a warm summer’s evening and they played a frantic number of songs in their set. Supporting bands were The Kongos and Young the Giant. It’s the first concert we’ve been to this year and there are a couple more on our watchlist this year.
I can’t believe it’s the end of June and that we’re halfway through the year already! I’m already excited to report that this month has been my highest month for dividend income since I started this journey two and a half years ago. I even beat the income from last December, usually my strongest month due to additional capital gains from some of the funds I hold.
It was back to normal income in April  now that taxes are out of the way. This month will be the baseline going forward since it’s one of the months with my lowest dividend income; so hopefully from now on, the only way is up (income) and down (expenses)!
So how did it go? Read on to find out…