As a daily Quicken 2016 Premier user, I upgraded to Quicken 2017 this week. The changes aren’t very significant but I chose to upgrade anyway and take a look. So here’s my Quicken 2017 review with my thoughts about the latest version. I’ve also updated my Income Portfolio Morningstar X-Ray and Credit Score too.
Continue reading “Quicken 2017 review”
Financial independence can be a long, boring (ideally!) but also rewarding path. Here’s a look at some useful metrics to keep motivated along the way.
Continue reading “Useful metrics to keep motivated”
It’s past time for my bi-yearly budget review to accommodate any changes since I updated Budget 4.0 at the start of the year. The updated 2016 budget allows small course corrections to take account of changes to living expenses. Since it’s a mid-year adjustment, I’m not increasing the overall amount. But there are changes nonetheless and I’ve had to adjust my Savings philosophy to some extent.
Continue reading “Budget 4.5 – my updated 2016 budget”
I was reading my local newspaper this weekend and the headline was about a 10% hike in the water rates this year. Which made my brain cell stop and think, “Say what? Isn’t inflation under 2%“? In turn that made me question if the standard inflation numbers are even important to begin with. I decided that they aren’t – here’s why.
Continue reading “Inflation and you”
As part of the ongoing simplification & optimization of my personal finances, I’ve made some changes to how I route money between my various accounts. But I thought it’d be worth looking at how I arrived at my individual solution, starting at the beginning, some 16 years ago.
Continue reading “The evolution of my account structure”
I’ve been procrastinating on updating my income target goals but I finally decided to get it done. What are the numbers? Read on to find out!
Continue reading “The long road ahead to my FI cross-over point”
I decided to make some changes to my Emergency Fund this week, and since this is a change to my Charter, here’s what I changed and why.
Continue reading “Emergency Fund revisited”
As a daily Quicken 2015 user, I upgraded to Quicken 2016 this week. The changes aren’t very significant but I chose to upgrade anyway. So here’s my Quicken 2016 review, with my thoughts about the latest version as well as an updated look at my Income Portfolio Morningstar X-Ray and an updated Credit Score just for fun!
Continue reading “Quicken 2016 review”
I’ve been wanting to update my personal finance plan for a while now, but I finally made time to sit down and actually do it. Here’s a summary of the more interesting changes since it’s a pretty dry read and I’ve focused more on my Income Fund in this post.
Continue reading “Writing my personal finance plan (part 1)”
A new year is nearly upon us so it’s time for my bi-yearly budget review to accommodate any changes since I updated Budget 3.5 in the middle of last year. This time around it’s an increase, although I was able to offset some of the increases by re-allocating some surpluses. So just how much was the increase and why?
Continue reading “Budget 4.0 – my new 2016 budget”