Here’s my “Income Fund” portfolio which is held in Taxable accounts. I’ve included market data from Yahoo in this table; and highlighted low dividend yields and high P/E values in red. I exclude my retirement 401k / IRA accounts from my Income Fund accounting as my retirement accounts are invested using a total return strategy.
Dividend income portfolio
This is the individual stock component of my Income Fund.
I also include some low cost mutual funds from Vanguard in my Income Fund. I am continuing to increase my holdings at Vanguard, which also holds my retirement accounts, to qualify for their Voyager Flagship Service. Asset Allocation targets are described in my Charter.
Growth of $10,000
Here’s the relative performance of my Income Fund vs VTSAX; a passive index fund representing the US stock market and the Vanguard Wellington Fund (VWENX); a 66/33% stock/bond fund that has a similar allocation to my Income Fund.
For this comparison, I represent my Income Fund as a virtual mutual fund. VWENX has a similar asset allocation (two-thirds stocks, one-third bonds) to my Income Fund, so it should have similar performance. VTSAX being 100% stocks should be more volatile but have higher Total Return.
|Date||Price ($)||Change||YTD Change||Value||Cost Basis||VWENX YTD|