Liebster Award and Nomination

Liebster Award Logo The only two Dividend Diplomats I know, Lanny and Bert, recently nominated yours truly for a Liebster Award. And not just any old Liebster Award, either. This Liebster is under-valued with a low P/E of 14, offering a high yield, high growth dividend with a 5♥ rating at Morningstar! So thank you Lanny & Bert – I’m honored to accept it and I hope I invest it wisely!

Now, time for some answers and questions!

The Diplomats’ Questions

1. What is the best piece of financial advice you have received?

I’d say best advice was to “live within your means” and thanks go to my parents for instilling that in me through their actions. Once you start doing that, then you can be proactive instead of reactive about your financial situation.

2. What is your favorite financial and non-financial book? (Sorry for the two part question).

My favorite financial book is probably I Will Teach You To Be Rich. Written by Ramit Sethi, this was the first financial book I read and it made me realize that personal finance is really a way of life, not just a relationship with budgeting software. I never put 2 and 2 together before that; but now I’ve put 2 and 2 together and they earn a 3% dividend!

Non-financial books? For some reason Great Expectations by Charles Dickens springs to mind and is staying there so I’m going with that. You’d get different answer each day most likely. The funniest book I’ve read in a while is Can You Keep a Secret? by Sophie Kinsella if you’re not embarrassed reading a romantic comedy. I can be quite eclectic in my book choices.

3. Do you still own the first stock you purchased?

Sort of! I bought my first shares on the same day in April 2011 – Google (1 @ $576.99), Amazon (1 @ $184) and Microsoft (8 @ $25.98). I then sold Google in January for $645.36 and Amazon in March for $192 since neither paid a dividend. I still own the Microsoft shares.

Those 8 Microsoft shares currently have a capital gain of $128 and paid back $20 in dividends for $148 total. Had I kept the Google shares until now I would have been at -$10, and the Amazon shares would be at +$123 without any dividends.

4. If you could visit any country in the world, which country would you visit?

My parents are in the United Kingdom and Ms DL is from Mexico so those are obvious choices. But I’ve always wanted to go to Mauritius for some reason. I think because it was a great place to land in an old board game called Wildlife that I played as a child.

5. What is your favorite “boring” stock?

All my stocks are intentionally boring and I try to keep it that way!

Next Nominees

Thanks again Lanny & Bert for your questions and this prestigious award. I hope I’ve treated it with due respect. Next is to nominate some deserving bloggers who can carry the award off into the sunset…or at least across the Atlantic…

Kristi @ Money Is Your Friend

Kristi lives in Estonia and writes about financial independence, personal finance and ideas on making money work for you. She writes about a range of subjects so there’s always something new and interesting to read about. The only thing I knew about Estonia before starting to read her blog was that one of my favorite singers of the last couple years, Kerli, comes from there.

Huw @ Financially Free by Forty

Huw is from Wales and is describing his journey to financial freedom. He manages to save more than 50% of his income which is amazing, so pop over to his blog and support him on his journey already!

If either of you accept this award, then here are your questions to answer in a post on your blog.

New Questions

1. What do you want people to take away from your blog?
2. What’s the most valuable financial lesson you’ve learned?
3. Mountains or Beach?
4. How would you convince a teenager that personal finance is cool?
5. Who has inspired you and what did they inspire you to do?

Over to you guys!

Quote of the Day

Life is divided into three terms – that which was, which is, and which will be. Let us learn from the past to profit by the present, and from the present, to live better in the future.

6 thoughts on “Liebster Award and Nomination”

    1. Hi AstuteFinances,

      Thanks! While I know that men are from Mars and women are from Venus; I’m pretty sure that teenagers are from some alternate universe!

      Best wishes,

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